Financing

Pay from what you save

A household spending Rs 4,500 a month on firewood — or two LPG cylinders at about Rs 7,000 each — is already paying for a digester. Financing moves that spending onto an asset the family owns at the end.

System

Down payment

Tenure

Rate

Instalments are taken from the ZES financing schedule prepared for Mobilink Microfinance Bank. Final terms are set by the financing institution and depend on approval and prevailing KIBOR. Shariah-compliant structures available: Murabaha, Ijarah, Diminishing Musharakah and Qarz-e-Hasna.

Monthly instalment

Rs 4,551

Down payment: Rs 50,000
Amount financed: Rs 200,000
Est. monthly fuel saving: Rs 10,000
Net monthly cost: Rs 0

Covered entirely by what you stop spending on fuel

Apply for financing

Can I buy a ZES biogas plant in instalments?

Yes. ZES arranges 24, 36 and 60-month instalment plans with its banking partners, at 20% or 30% down. Final approval rests with the financing institution.

Is Shariah-compliant financing available?

Yes. Murabaha, Ijarah, Diminishing Musharakah and Qarz-e-Hasna are all available. Qarz-e-Hasna is interest free.